:root{--navy:#0b2440;--mint:#47d6bf;--mint2:#b9f2e6;--sky:#eaf5f7;--paper:#f7f8f6;--ink:#0b2440;--muted:#5c6f7d;--line:#d7e1e4;--serif:Georgia,'Times New Roman',serif;--sans:'DM Sans',Arial,sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--sans);font-size:16px;line-height:1.6}a{color:inherit;text-decoration:none}.header{height:78px;display:flex;align-items:center;padding:0 clamp(22px,5vw,74px);gap:42px;background:#fff;border-bottom:1px solid var(--line);position:relative;z-index:10}.logo{display:flex;align-items:center;gap:10px;font:700 21px Manrope,sans-serif;letter-spacing:-.9px;margin-right:auto}.logo strong{color:#159f91}.logo-mark{width:34px;height:34px;border-radius:10px 10px 10px 3px;background:var(--navy);color:var(--mint);display:grid;place-items:center;font:700 17px Manrope}.header nav,.header-actions{display:flex;align-items:center;gap:30px}.header nav a{font-size:14px;font-weight:600}.phone{font-size:14px;font-weight:700}.btn{display:inline-flex;align-items:center;justify-content:center;gap:24px;background:var(--mint);color:var(--navy);min-height:54px;padding:0 23px;border:0;border-radius:6px;font:700 15px var(--sans);cursor:pointer;transition:.2s}.btn:hover{transform:translateY(-2px);box-shadow:0 8px 20px rgba(11,36,64,.15)}.btn.small{min-height:43px}.menu{display:none;background:none;border:0;font-size:24px}.broker-hero{min-height:650px;display:grid;grid-template-columns:1.1fr .9fr;background:linear-gradient(125deg,#0b2440 0%,#10395b 62%,#174969 100%);color:#fff;padding:85px clamp(24px,8vw,124px);gap:7vw;align-items:center;position:relative;overflow:hidden}.broker-hero:after{content:'';position:absolute;width:500px;height:500px;border:1px solid rgba(71,214,191,.25);border-radius:50%;right:-170px;top:-170px;box-shadow:0 0 0 70px rgba(71,214,191,.04),0 0 0 140px rgba(71,214,191,.03)}.hero-copy,.hero-panel{position:relative;z-index:2}.pill,.eyebrow{text-transform:uppercase;letter-spacing:1.7px;font-size:12px;font-weight:700}.pill{display:flex;align-items:center;gap:10px;color:var(--mint2)}.pill span{width:8px;height:8px;border-radius:50%;background:var(--mint)}h1,h2{font-family:Manrope,sans-serif;line-height:1.05;letter-spacing:-3.2px}h1{font-size:clamp(49px,5.8vw,82px);margin:22px 0;font-weight:700}h1 em,h2 em{font-family:var(--serif);font-weight:400}.hero-copy>p{max-width:620px;color:#ccdae2;font-size:19px}.zip-start{margin-top:30px}.zip-start label{display:block;font-size:13px;font-weight:700;margin-bottom:8px}.zip-start>div{display:flex;max-width:520px;background:#fff;padding:6px;border-radius:8px}.zip-start input{border:0;padding:0 16px;font:500 17px var(--sans);min-width:0;flex:1;outline:none}.zip-start small{display:block;margin-top:9px;color:#9db4c1;font-size:12px}.hero-proof{display:flex;gap:23px;margin-top:30px;color:#c6d5dc;font-size:13px}.rate-card{background:#fff;color:var(--ink);border-radius:14px;padding:26px;box-shadow:0 25px 70px rgba(0,0,0,.25)}.rate-top{display:flex;justify-content:space-between;border-bottom:1px solid var(--line);padding-bottom:18px;font-weight:700}.rate-top b,.tag{background:var(--sky);color:#22786f;padding:5px 9px;border-radius:4px;text-transform:uppercase;letter-spacing:1px;font-size:10px}.rate-main{padding:25px 0}.rate-main>small,.rate-main>p{color:var(--muted)}.rate-main strong{display:block;font:700 70px Manrope;letter-spacing:-5px;line-height:1.1}.rate-main sup{font-size:27px;vertical-align:top;margin-top:13px;display:inline-block}.rate-main strong small{font-size:16px;letter-spacing:0}.rate-main p{font-size:13px;margin:0}.rate-meta{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;padding:18px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.rate-meta div{display:flex;flex-direction:column}.rate-meta span{font-size:11px;color:var(--muted)}.rate-meta b{font-size:14px}.rate-card>a{display:flex;justify-content:space-between;padding-top:20px;font-weight:700;color:#137e73}.illustration-note{font-size:11px!important;color:#9db4c1!important}.credibility{background:#fff;padding:24px clamp(24px,8vw,124px);display:flex;align-items:center;gap:50px;border-bottom:1px solid var(--line)}.credibility>p{font-weight:700;margin-right:auto}.credibility>div{display:flex;gap:30px;font-size:13px;color:var(--muted)}.credibility b{color:#159f91;margin-right:7px}.steps,.updates,.help{padding:110px clamp(24px,8vw,124px)}.section-intro{display:grid;grid-template-columns:1.1fr 1fr;column-gap:9vw;align-items:end}.section-intro .eyebrow{grid-column:1/-1;color:#168f83}.section-intro h2,.updates h2,.help h2,.final-cta h2{font-size:clamp(42px,4.7vw,68px);margin:18px 0}.section-intro>p{font-size:19px;color:var(--muted)}.step-grid{display:grid;grid-template-columns:repeat(3,1fr);margin-top:65px;border:1px solid var(--line);background:#fff}.step-grid article{padding:35px;border-right:1px solid var(--line)}.step-grid article:last-child{border:0}.step-grid>article>span{color:#168f83;font-size:12px;font-weight:700}.step-icon{width:52px;height:52px;border-radius:14px;background:var(--sky);display:grid;place-items:center;font-size:25px;color:#168f83;margin:38px 0 24px}.step-grid h3{font-size:20px}.step-grid p{color:var(--muted)}.updates{background:var(--navy);color:#fff}.updates-head{display:grid;grid-template-columns:1fr 1fr;gap:8vw;align-items:end}.updates-head>p{color:#b8c9d2;font-size:18px}.eyebrow.light{color:var(--mint)}.news-grid{display:grid;grid-template-columns:1.2fr 1fr 1fr;margin-top:60px;border-top:1px solid #476078}.news-grid article{padding:32px;border-right:1px solid #476078}.news-grid article:last-child{border-right:0}.news-grid h3{font-size:22px;line-height:1.3}.news-grid p{color:#b8c9d2}.news-grid a{color:var(--mint);font-weight:700;font-size:14px}.news-feature{background:#102f4e}.news-feature>div{display:flex;justify-content:space-between}.date{font-size:11px;color:#9eb0bb}.source-note{color:#8fa3af;font-size:12px;margin-top:28px}.help{display:grid;grid-template-columns:1fr 1fr;gap:10vw}.help>div>p{color:var(--muted);font-size:18px}.btn.dark{background:var(--navy);color:#fff;margin-top:20px}.faq{border-top:1px solid var(--line)}details{border-bottom:1px solid var(--line);padding:24px 0}summary{list-style:none;cursor:pointer;font-weight:700;display:flex;justify-content:space-between;gap:20px}summary::-webkit-details-marker{display:none}summary i{font-style:normal;color:#168f83;font-size:22px}details p{color:var(--muted);margin:14px 40px 0 0}.final-cta{padding:75px clamp(24px,8vw,124px);display:flex;align-items:center;background:#166c65;color:#fff}.final-cta>div{margin-right:auto}.final-cta h2{margin:10px 0}.btn.mint{background:var(--mint2)}footer{padding:52px clamp(24px,8vw,124px) 30px;background:#07192b;color:#fff;display:grid;grid-template-columns:1fr 1fr;gap:25px}.footer-logo{margin:0}.footer-logo .logo-mark{background:var(--mint);color:var(--navy)}footer p{text-align:right;color:#a9bac5}footer>div{display:flex;gap:25px;font-size:14px}footer small{text-align:right;color:#78909e}.quote-shell{min-height:calc(100vh - 78px);background:var(--sky);padding:48px 24px}.quote-wrap{max-width:920px;margin:auto}.quote-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:25px}.quote-top a{font-size:14px;font-weight:700}.progress{height:6px;background:#d2e3e5;border-radius:5px;overflow:hidden}.progress span{display:block;width:25%;height:100%;background:var(--mint);transition:.3s}.quote-card{background:#fff;border-radius:14px;margin-top:18px;box-shadow:0 15px 50px rgba(11,36,64,.1);overflow:hidden}.quote-inner{padding:clamp(28px,5vw,55px)}.step-label{color:#168f83;text-transform:uppercase;letter-spacing:1.4px;font-size:12px;font-weight:700}.quote-card h1{font-size:clamp(34px,4vw,49px);letter-spacing:-2px;margin:12px 0}.quote-card .sub{color:var(--muted);font-size:17px;margin-bottom:32px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.field{display:flex;flex-direction:column;gap:7px}.field.full{grid-column:1/-1}.field label{font-weight:700;font-size:14px}.field input,.field select{height:52px;border:1px solid #b8c9ce;border-radius:7px;padding:0 14px;font:500 16px var(--sans);background:#fff;color:var(--ink)}.field input:focus,.field select:focus{outline:3px solid rgba(71,214,191,.3);border-color:#168f83}.quote-actions{display:flex;justify-content:space-between;align-items:center;margin-top:35px}.back{border:0;background:none;font:700 14px var(--sans);cursor:pointer}.privacy{font-size:12px;color:var(--muted);margin-top:20px}.quote-step{display:none}.quote-step.active{display:block}.choice-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}.choice{border:1px solid #b8c9ce;border-radius:8px;padding:18px;cursor:pointer}.choice input{margin-right:10px}.choice:has(input:checked){border:2px solid #168f83;background:#effaf8}.results{display:none}.results.active{display:block}.result-head{background:var(--navy);color:#fff;padding:38px clamp(25px,5vw,50px)}.result-head h1{margin:8px 0}.saving-badge{display:inline-block;background:var(--mint);color:var(--navy);padding:7px 11px;border-radius:5px;font-weight:700}.plans{padding:28px}.plan{display:grid;grid-template-columns:1.2fr .7fr 1.1fr auto;gap:20px;align-items:center;border:1px solid var(--line);border-radius:10px;padding:20px;margin-bottom:13px}.metal{font-size:11px;text-transform:uppercase;letter-spacing:1px;color:#168f83;font-weight:700}.plan h3{margin:4px 0}.price strong{font-size:28px}.plan-stats{display:grid;grid-template-columns:1fr 1fr;gap:6px;color:var(--muted);font-size:13px}.estimate-disclaimer{font-size:12px;color:var(--muted);padding:0 28px 30px}.error{color:#a82727;font-size:13px}.hidden{display:none!important}@media(max-width:900px){.header nav,.phone{display:none}.menu{display:block}.broker-hero{grid-template-columns:1fr;padding-top:65px}.hero-panel{max-width:560px}.credibility{align-items:flex-start}.credibility>div{flex-direction:column;gap:8px}.section-intro,.updates-head,.help{grid-template-columns:1fr}.step-grid,.news-grid{grid-template-columns:1fr}.step-grid article,.news-grid article{border-right:0;border-bottom:1px solid var(--line)}.news-grid{border-left:1px solid #476078;border-right:1px solid #476078}.final-cta{align-items:flex-start;flex-direction:column}.final-cta .btn{margin-top:20px}.plan{grid-template-columns:1fr 1fr}.plan .btn{grid-column:1/-1}footer{grid-template-columns:1fr}footer p,footer small{text-align:left}}@media(max-width:600px){.header{padding:0 18px}.header-actions .btn{display:none}.broker-hero{padding:55px 20px}.zip-start>div{flex-direction:column;background:none;padding:0;gap:9px}.zip-start input{height:54px;background:#fff;border-radius:6px}.hero-proof{flex-direction:column;gap:6px}.rate-meta{grid-template-columns:1fr}.credibility{display:block}.credibility>div{margin-top:15px}.steps,.updates,.help{padding:75px 20px}.step-grid{margin-top:40px}.section-intro{display:block}.news-grid article{padding:25px}.form-grid,.choice-grid{grid-template-columns:1fr}.field.full{grid-column:auto}.quote-shell{padding:25px 12px}.quote-inner{padding:28px 20px}.quote-actions{gap:15px}.plan{grid-template-columns:1fr}.plan .btn{grid-column:auto}.result-head{padding:30px 20px}.plans{padding:18px}.logo{font-size:18px}}

/* Primary brand artwork */
.brand-logo-image{display:block;width:clamp(190px,19vw,250px);height:auto;max-height:58px;object-fit:contain;object-position:left center}
.header .logo{min-width:190px}
.footer-logo{width:max-content;max-width:100%;padding:8px 10px;background:#fff;border-radius:8px}
.footer-logo .brand-logo-image{width:250px;max-width:100%}
@media(max-width:600px){.brand-logo-image{width:190px;max-height:48px}.header .logo{min-width:0}.footer-logo .brand-logo-image{width:220px}}
