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Independent ACA guidance

Find health coverage
that fits your life.

Compare Affordable Care Act plan options, check potential savings, and get help from a licensed broker serving Florida and Georgia.

Takes about 3 minutes. No obligation to enroll.
✓ Free to compare✓ Licensed support✓ Your choice, always
Compare the full picturePlan checklist
Look beyond the monthly premium

Choose coverage around what matters to you.

01

Your doctorsCheck the plan’s provider network.

02

Your prescriptionsReview the drug list and pharmacy rules.

03

Your total costsCompare deductibles, copays, and limits.

View plans available in your area →

Plan availability, costs, savings, and eligibility vary by location and household.

Clear answers from quote to enrollment

01 Estimate your savings02 Compare plan structures03 Enroll with expert help
How Sentium helps

From “where do I start?”
to covered.

Health insurance has a lot of moving parts. We help you understand the tradeoffs and make a confident decision.

01
⌖

Tell us about your household

Share your ZIP code, household size, ages, and estimated annual income.

02
≋

Compare your options

Review premiums, deductibles, estimated savings, and plan-level differences.

03
✓

Get personal guidance

A licensed broker can answer questions and help complete your enrollment.

Marketplace watch

ACA changes,
explained clearly.

Important Marketplace developments can affect eligibility, timing, and what you pay. We track official updates and translate what they may mean for your coverage.

2027 coverageUpdated Sep. 2026

Open Enrollment is approaching

Federal Marketplace plan previews are expected ahead of Open Enrollment beginning November 1. This is a good time to confirm your household and income information.

View official plan information ↗
Eligibility

Special Enrollment rules still matter

Outside Open Enrollment, qualifying life events—such as losing coverage, moving, marriage, or having a baby—may open a time-limited enrollment window.

Check official eligibility ↗
Policy

Verification requirements are changing

Federal Marketplace rules include stronger income and Special Enrollment verification. Keep tax and household records ready when applying.

Read the CMS summary ↗

Sentium Health provides general educational information. Marketplace rules can change; official eligibility decisions are made by the applicable Marketplace.

Broker support

A real person when
you need one.

Not sure whether to prioritize a lower premium, a lower deductible, or a particular doctor? We’ll help you compare the details that matter by phone or virtual meeting.

Schedule a phone or virtual meeting
Does using a broker cost me more?−

Sentium Health does not charge consumers a separate fee for Marketplace enrollment assistance. Sentium Health may receive compensation from an insurance carrier when a consumer enrolls in a plan through the agency. Compensation can vary by carrier and plan and does not change the premium charged for the same plan.

Can I qualify for financial help?+

Eligibility for premium tax credits depends on factors including household income, household size, location, and access to other coverage.

Can I keep my doctors and prescriptions?+

Networks and drug formularies vary by plan. We can help you verify your priorities before you enroll.

Start with an estimate

Your coverage search
starts here.

View live ACA plans ↗
Message an agent✦